Hatton National Bank PLC reported a profit of 11.77 billion rupees for the quarter ended 30 June 2026, a rise of just 0.3 percent on the same period last year, its quarterly financial report showed.
The near-flat headline masked strong underlying growth. Net interest income surged 30 percent to 34.20 billion rupees for the quarter, while net fee and commission income rose 19.6 percent to 6.86 billion rupees, supported by card-related transactions and digital banking activity.
The reason the bottom line barely moved lies in the comparison. The group booked a 4.65 billion rupee impairment reversal in the corresponding quarter of 2025, a one-off credit that lifted the year-ago base. This year’s quarter carried impairment charges of 1.95 billion rupees instead. Net operating income grew 10.4 percent to 49.79 billion rupees.
Basic earnings came to 20.39 rupees per share for the three-month period. Cumulative profit for the first half of the year reached 21.86 billion rupees.
Balance sheet expands
Total assets stood at 2.83 trillion rupees as at 30 June, up 7.1 percent since the start of the year. Gross loans and advances grew 15.1 percent to 1.73 trillion rupees, outpacing customer deposits, which rose to 2.16 trillion rupees.
Asset quality held up, with the net impaired loans ratio at Stage 3 recorded at 1.17 percent. The bank reported a total capital ratio of 18.18 percent and a Tier 1 ratio of 15.44 percent, both comfortably above regulatory minimums.
HNB was recently named Best Bank for Large Corporates by Euromoney for the second consecutive year. Its shares were trading at 384.75 rupees, up 0.46 percent.
