The Credit Information Bureau of Sri Lanka (CRIB) reported record operational and financial results for 2025, with total revenue up 45% to Rs. 2.41 billion and profit after tax up 42% to Rs. 1.48 billion, Hiru News reported.
Earnings per share rose 44% to Rs. 5,924.
The figures were presented at the Bureau’s 36th Annual General Meeting, held on 9 September 2026, covering the financial year ended 31 December 2025. The meeting itself is therefore more than two weeks old; the account of it reached the local press this week. Shareholders adopted the annual report and statement of accounts.
Volumes grew faster than revenue
Total credit and analytical reports issued rose 41% to 13.46 million. Take-up of the benchmarked CRIB Score report climbed 89% to 7.7 million, and citizen self-inquiries through the MyReport service rose 79% to about 77,000 — still a small fraction of overall usage, which remains dominated by lender queries.
Chairman K.G.P. Sirikumara framed the Bureau’s role in recovery terms. “As the economy transitions from crisis management to growth reactivation, credit intelligence serves as a critical enabler of recovery,” he said, describing CRIB as “an instrument of trust reconstruction” that lets lenders move toward “data-driven, risk-calibrated credit underwriting frameworks that empower MSMEs.”
Director and General Manager Pushpike Jayasundera said 2025 marked “the acceleration of our strategic shift from a traditional credit information provider to a predictive credit intelligence institution.”
CRIB said its digital infrastructure now connects close to 70 licensed financial institutions, and that it is preparing to integrate artificial intelligence across data acquisition, validation and dissemination. It is also implementing the Personal Data Protection framework, appointing Data Protection Officers and drafting a sector-wide code of conduct on data use.
Established under the Credit Information Bureau of Sri Lanka Act No. 18 of 1990, CRIB was the first credit bureau in South Asia.
Notes on the numbers
The reported growth rates are internally consistent: Rs. 1.48 billion of profit at Rs. 5,924 per share implies roughly 250,000 shares in issue, in line with a bureau owned by its member institutions. Profit grew 42% against a 44% rise in earnings per share, a gap that implies a slightly smaller share count than the prior year, or rounding.
The account published locally follows a company release closely, and we found no independent reporting of the meeting.
